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Tax Refund Day

Two panels. 'Tax Refund Day': Johnny cheers 'Free money!!' amid confetti, holding a phone showing a $1,200 refund. '5 seconds later': he slumps over a calculator thinking 'Wait... that was MY money. I gave the government a 0% loan.'
Nothing says financial freedom like celebrating a loan you gave the IRS at 0%. 🎉